We started ClearPath because we've lived it.
ClearPath Credit was founded by people who understand financial hardship firsthand — and who believe everyone deserves a second chance at a strong financial future.
"A credit score is a number. It is not a verdict on your worth, your intelligence, or your future."
To make financial recovery accessible to everyone.
Too many people believe their credit situation is permanent — that the mistakes of the past are locked in forever. We founded ClearPath Credit to prove that wrong, one client at a time.
We combine deep expertise in consumer credit law, bureau dispute processes, and debt negotiation with a genuinely human approach. We don't just fix credit files — we help people rebuild confidence in their financial future.
Our values aren't on a poster. They're in every call.
Compassion First
Financial hardship is deeply personal. We approach every client with empathy, patience, and zero judgment — because we know the courage it takes to ask for help.
Radical Transparency
No hidden fees, no vague promises. We tell you exactly what we can do, what we can't, and what results are realistic for your specific situation.
Real Advisors, Real Relationships
You're not a ticket number. You get a dedicated advisor who knows your file, answers your questions, and celebrates your wins alongside you.
Results-Driven
We measure our success by yours. Every strategy we build is designed to move your score — not just look good on paper.
Advisors who genuinely care.
Renee Caldwell
Founder & CEO
After watching her own family struggle through bankruptcy, Renee spent 15 years in consumer finance before founding ClearPath Credit in 2012. She's helped over 2,400 clients rebuild their financial lives.
Marcus Webb
Director of Credit Strategy
A former credit bureau analyst with 12 years of experience, Marcus knows exactly how the bureaus think — and how to challenge them effectively. He leads our dispute and negotiation teams.
Diane Torres
Senior Credit Advisor
Diane has personally guided over 600 clients through the credit restoration process. Her clients consistently describe her as the most patient, knowledgeable advisor they've ever worked with.
Over a decade of results.
ClearPath Credit founded in Atlanta, GA with a team of three.
Reached 500 clients helped. Expanded to full debt negotiation services.
Named a Top Credit Repair Company by Consumer Finance Review.
2,000 clients helped. Launched our online client portal and monthly reporting.
2,400+ clients. Average score increase reaches 87 points.
"ClearPath gave me my life back. I went from 511 to 689 in six months."
"I was skeptical at first. Now I'm a homeowner. That says everything."
"Renee's team is the most professional, caring group I've ever worked with."
Ready to meet your advisor?
Book a free, no-obligation consultation and get matched with a dedicated ClearPath advisor who will walk you through exactly what's possible for your situation.